How much term insurance does your family actually need?
Answer a few questions about your income, family, loans and current cover. We'll show you a starting estimate and how we got there.
Quick check: 5 questions, under a minute
Are you properly protected?
Having life insurance and having enough life insurance aren't the same thing. Find out whether your current cover may be enough.
Check my protection gapUnderstand first. Compare second.
Tell us about yourself
Income, family, loans and existing cover.
Understand your need
An illustrative estimate and your protection gap.
Explore options
Compare mock plans with the reasoning behind each.
Personalized
Your circumstances come first.
Transparent
See the assumptions behind every result.
Made for India
Built for Indian families and financial realities.
Only term insurance
One category, considered in depth.
Don't just compare term insurance. Understand what you actually need.
Start your assessmentWork out the numbers yourself.
Start with the question on your mind. Every estimate shows its assumptions.
Term Insurance Calculator
Estimate the cover your family may need, with every assumption shown.
Protection Gap Calculator
What you have vs. what you may need.
Human Life Value Calculator
The value of future income to your family.
Premium Calculator
Explore illustrative premium ranges and the factors that move them.
Plain-English guides to term cover.
Know what you're looking at.
Our estimates explain their inputs. Product examples are clearly marked as mock data, with links to insurer websites for independent verification. TermBazaar is a discovery concept, not an insurer or licensed policy seller.